There are useful things you can do today to to maximize or improve your credit score. Here are some ideas for building the highest credit score: Pay your bills on time. Get current with past due payments and stay current. Your credit score is based on your history of paying your bills responsibly each month....

Is your credit less than perfect? You’re not alone. In fact, some estimates show that a quarter of American adults are saddled with poor credit. Yet, many of these individuals manage to get auto loans every day. So, how do they do it? And, more importantly, how can you do it? It’s not as difficult...